Free Demo
₹0
- One fixed-number case per level
- Full guided walkthrough
Plans and Prices
All Three LevelsBest Value
₹1,999 ₹1,499$18
Save ₹500- All three levels: 30 case studies
- Walkthrough, practice, answer sheets and Input Mode
- A certificate for each level you complete
Already enrolled? Log in, then open your level: Basic · Intermediate · Advanced.
Self-study course. Practise on your laptop, desktop, tablet or mobile. Live classes, video lectures and in-person coaching are not included and are charged separately: see Coaching Classes.
6 months of access. Secure Razorpay checkout: pay in Indian rupees, or in US dollars if you are outside India (choose at checkout).
Watch: Quick Start Guide
A 5-minute tour of the Working Capital and Credit course with a fictional student, step by step.
- How to buy, log in and open your simulator
- Levels, the 10 cases, tasks and source documents
- Walkthrough, hints and Practice with green/red marking
- Answer Sheet, Input Mode and switching levels
- Certificate Attempt and how to prepare
Banks and NBFCs hire commerce graduates as credit officers. The job is to read a borrower's numbers and recommend a limit, which needs working capital and appraisal skills most courses only touch.
A simulator for working capital management and bank credit appraisal. Work out the operating cycle and working capital need, assess bank finance by the turnover and Tandon methods, prepare a cash budget, test a credit policy, appraise a term loan with EMI and DSCR, and decide to sanction, modify or reject.
Who It Is For
- BBA, B.Com Year 3 and MBA Finance students
- Students aiming for bank and NBFC credit roles
- Small business finance staff
Skills You Build
Operating CycleMPBFCash BudgetCredit PolicyDSCRCredit Decision
What You Learn
BasicOperating cycle, working capital estimate and the turnover method.
IntermediateTandon Committee MPBF methods I to III, cash budget, drawing power and credit policy changes.
AdvancedTerm loan EMI and repayment, DSCR and loan eligibility, credit ratios and the sanction, modify or reject decision.
What You Get
- Software-Style Input Mode: Key every source record into data entry screens like professional software, clear the diagnostics, review and submit, then see every line that differs from the answer key and the input that caused it. Try it free.
- Guided Walkthrough: Every number moves from its source document to its line, step by step, with the rule and the maths. Auto-Play and narration included.
- Your Own Numbers: 10 case studies per level. Each student gets unique figures, and New Version gives fresh numbers whenever you want to practise again.
- Practice Mode: Blank lines to fill in yourself. Check My Answers shows what matches and hints at the rest.
- Answer Sheet: Every correct value with its working, grouped by form or workpaper.
- Scope and Assumptions: Each form lists what is included, excluded and assumed, so you know exactly what you are learning.
- Presenter Mode: Large, clean screens for classrooms and group sessions.
- Certificate: Score 80% or more on all 10 cases of a level in Certificate Attempts (fresh numbers, no hints of right or wrong, first check counts) to earn a Vyas Peeth certificate with an ID employers can verify; add it to LinkedIn in one click.
Designed by Your Mentor
Surya P Vyas
CA, EA, B.Com, PG DBM, Six Sigma & Pursuing ACCA · 25+ years in global tax, 10+ years in the US · Former Big 4 Tax and Transformation Leader who led teams of 600+ professionals.
DeloittePwCShellKPMGThomson Reuters
FAQs
Are the bank norms fixed?
The simulator uses common teaching norms and states them; banks set their own.
Can I try it first?
Yes. The free demo has one case per level.
How do I subscribe?
Choose a plan above and press Buy Now. Enter your name, login email and WhatsApp, pay on Razorpay, then activate on the Thank You page with your Payment ID. Colleges and coaching centres with 10+ students can ask for an institution licence.
What do I need?
A current browser (Chrome, Edge, Safari or Firefox) and internet. A laptop works best for simulators. One login, up to 2 of your own devices.
Are classes included?
No. This is a self-study course that you use on your laptop, desktop, tablet or mobile. Live classes, video lectures and in-person or classroom coaching are not included in the price; they can be arranged separately at an extra charge. See Coaching Classes or WhatsApp +91 81478 99500.
How long is access?
6 months from activation. Full refund within 7 days (bundles as a whole).
Request a Call Back
Not sure which plan suits you? Leave your number and a good time to call; we reply within one working day.
Questions? WhatsApp us or see the FAQs. What each form covers: Scope & Assumptions.